Primary Savings

Join us by opening a Primary Savings Account. You’ll need a Primary Savings to open up any other type of account or loan with us. You only need $5 to open your account, and keep at least $5 as the minimum balance. You’ll earn dividends if your average daily balance is $500 or more. Open a Primary Savings Account It’s never too early to start saving. This membership account is for minors under 18 years old. The account can be opened with a low minimum balance of $5. There is no minimum average daily balance requirement, and no minimum average daily balance must be maintained in the account in order to obtain the disclosed APY.

Category: Savings

Lenders Mortgage Insurance Introduction

21 April, 2015 Lenders Mortgage Insurance can be the key that lets first home buyers unlock the door to their own home. Thinking of buying a property? You may need to consider Lenders Mortgage Insurance (LMI) if you have a purchase deposit of less than 20% of the property’s value. Lenders Mortgage Insurance works quite differently from most other types of insurances. While it is the home buyer who pays the premium, it is the lender that is protected if the borrower cannot keep up the loan repayments. The role of Lenders Mortgage Insurance While none of us like to pay more in loan costs than necessary, Lenders Mortgage Insurance plays a valuable role in the property market.

Category: Savings

How to Cash in Savings Bonds

Savings bonds are government-issued securities that accrue interest and increase in value over the length of the term, which can range from one year to 20 years. They aren't marketable -- that is, the original purchaser of a U. S. savings bond can't ever sell it to someone else, and no one except the original purchaser can ever cash in the bond (with a few exceptions). This differs from a Treasury bond, which is more akin to buying stock in the government; unlike savings bonds, they can be bought and sold on financial markets. The first savings bonds were issued during World War I as a way to finance the U.

Category: Savings

Small Business Online Banking

You are here: If you own a small business, time is probably one of your most valuable commodities. No matter what you do, you never seem to have enough of it. At Northern Savings Credit Union, we can help. Upgrade to Small Business Online Banking and discover online banking the way it was meant to be - smart, simple and seamless. Designed especially for the needs of small and micro businesses, our online business banking upgrade gives you powerful, time-saving features in one convenient package. You already pay other bills online, why not pay and file your government taxes directly from your business account as well? Forget fiddling with forms or trying to find a stamp.

Category: Savings

High-interest savings account

From finiki High-interest savings accounts (HISA) are bank accounts offering a rate much higher than traditional daily savings accounts. In Canada, there are two types of HISA, a savings account offered by financial institutions such as banks (including virtual banks) and credit unions and fund-based savings accounts offered by discount brokerages. Conventional high-interest savings accounts Conventional HISAs[1] are bank accounts offering a rate higher than traditional daily savings accounts. These high-interest accounts are generally considered to have been introduced in Canada by ING Canada, now Tangerine, in 1997, which was one of the first "virtual banks" (with no branches), and offered significantly greater interest than the savings accounts then offered by major banks.

Category: Savings

Work at WSFS Bank

Public Banking - Financial Services Headquartered in Wilmington, DE 30 Active Jobs Wilmington Savings Fund Society, FSB Wilmington Savings Fund Society, FSB (WSFS) was chartered in 1832 for the specific purpose of helping citizens safeguard and increase their savings in their very own community. Traditional banks at the time catered primarily to affluent landowners and business managers. The people who most needed to conserve and build their financial resources were ignored. Through the Civil War, two World Wars, and many financial crises, WSFS emerged stronger and more able to meet the financial needs of the community.

Category: Savings

Oregon college savings tax break increases

PSU_campus. JPG Portland State University's campus. (Motoya Nakamura/The Oregonian) The state tax subtraction for contributions to the Oregon College Savings Plan or MFS Oregon 529 Plan increases in 2016 to $2,310 for a single taxpayer and $4,620 for couples filing jointly, the Oregon State Treasurer's office confirmed. You can still make contributions to an Oregon college savings account - up until April 18th -- and claim the subtraction on your 2015 tax return, provided you haven't already filed your return. The 2015 limit is $2,300 for singles, $4,600 for couples.

Category: Savings

How to Buy Savings EE Bonds

Savings bonds may seem old-fashioned, but the way you buy them doesn't have to be. EE savings bonds may seem old-fashioned, but many people still turn to them for college savings or gift giving. Their guaranteed rates of return, government backing and tax advantages are all features that have stood the test of time. And even though your grandmother may have given you savings bonds back in the day, you probably won’t buy them the same way she did. While it’s still possible to purchase EE Bonds by mail or by visiting banks, increasingly, these savings instruments are being sold online Even the bonds themselves are being kept in electronic, instead of paper, form.

Category: Savings

Kids’ Savings: Bank Accounts For Children

When it comes to kids bank accounts you may need to decide what the aim is; do you want to teach your child to save or is the focus more on doing some serious saving and interest earning? Although not without restrictions, there are a host of banking options for kids. It’s a fun time to teach kids about savings, and there’s some serious interest to earn as well. You can learn more about kid's savings accounts and discover some of the bank account options right here. What Features To Look For In A Kids' Bank Account Starting your children off early with banking can be a rewarding venture, since most banks are fiercely competing for new savers’ business.

Category: Savings

Savings Equals Investment?

This post is for first year undergraduate students (and the occasional blogger) who appear confused. Q: If consumers spend less and save more, does this mean investment must increase? A: Absolutely not. Someone increasing their saving does not automatically imply that some firm will decide to buy more capital goods. Q: But surely savings equals investment by identity in the national accounts. A: Indeed. Total output = total income = total expenditure = Y. In the most simple model of a closed economy without government, income (Y) = consumption (C) + saving (S), but also expenditure (Y) = consumption (C) + investment (I).

Category: Savings

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