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MicroLead in Ghana: Sinapi Aba’s Launch of Savings Products Brings Key Changes and Lessons

The transformation of Sinapi Aba Trust into a deposit-taking financial institution was a pivotal moment in its history. Due to the financial institution’s extensive footprint across Ghana– reaching all ten regions and over 130,000 clients– the process required substantial changes to the organization’s business model and culture. This transition is the focus of the MicroLead project established in partnership between UNCDF, Sinapi Aba, and Opportunity International, and provides a myriad of lessons to draw upon. Sinapi Aba, a financial service provider in Ghana, was founded in 1994.

Category: Savings


Jessica investigates: £15,000 beyond reach in Post Office's 'instant access' account

You were then required to deal with more paperwork to get the account fully operational. After I contacted Post Office Limited it apologised for the delays in providing the facility to withdraw funds from your Instant Saver account. It was then set up so you had access to your funds and £100 was offered. You did not think this was adequate and provided documentary proof about the opportunities you had lost because of the mix-up. Meanwhile, you received statements showing the account as having been opened more than two months after the application form and documents had been handed over the counter.

Category: Savings


Clock Changes in Boston, Massachusetts, USA in 2016

Home   Time Zones   Time Change Dates   USA   Boston ◢ Next change: 1 hour Back Nov 5, 2017, 2:00 am Start DST:Sunday, March 13, 2016   1 hour forward End DST:Sunday, November 6, 2016   1 hour backward When local standard time was about to reachSunday, March 13, 2016, 2:00:00 am clocks were turned forward 1 hour to Sunday, March 13, 2016, 3:00:00 am local daylight time insteadSunrise and sunset was about 1 hour later on Mar 13, 2016 than the day before. There was more light in the evening. Also called Spring Forward, Summer Time, and Daylight Savings Time.

Category: Savings


Buy a £200,000 home with just £8,000 after launch of Help to Buy Isa

Published:21:01 EDT, 24 March 2015 |Updated:05:59 EDT, 25 March 2015 Getting on the housing ladder: With the Help To Buy Isa, the Government rewards savings of £200 a month with a £50 bonus First-time buyers need to save only £8,000 to get a mortgage for a £200,000 home, following the launch of the Help To Buy Isa in the Budget last week. The tiny deposit required is possible because of a combination of the lucrative bonus from the new Isa and existing homebuyer schemes that offer interest-free loans. With the Help To Buy Isa, the Government rewards savings of £200 a month with a £50 bonus.

Category: Savings


Park View Federal Savings Bank bought by First National Bank, near Youngstown

View full sizeRobert King, CEO of Park View Federal Savings Bank, in his Solon office in 2011.   Plain Dealer file  SOLON -- Three and a half years after it was on the brink of death, Park View Federal Savings Bank has bounced back, doubled its value and has been bought by a Pittsburgh-area bank. The sale is just the beginning of slew of bank deals anticipated for Northeast Ohio. In Tuesday's deal, F. N. B. Corp. of Hermitage, Pa. , just east of Youngstown, is buying Park View in a deal worth $106. 4 million. FNB, whose branches are known as First National Bank, is 17 times larger than Park View and is almost identical in size to Third Federal Savings of Cleveland, with $12 billion in assets.

Category: Savings


GRIN - Employee turnover intention. Empirical evidence from the Savings and Loans Companies in Ghana

University of Ghana, Legon  (University of Ghana Business School)DEDICATION ACKNOWLEDGEMENTS LIST OF TABLES LIST OF FIGURES LIST OF ABBREVIATIONS ABSTRACT CHAPTER ONE INTRODUCTION 1. 1 Background of the Study 1. 2 Statement of the Problem 1. 3 Objectives of the Study 1. 4 Hypotheses 1. 5 Significance of the Study 1. 6 Delimitations of the Study 1. 7 Definition of Terms 1. 8 Research Assumptions 1. 9 Chapter Disposition CHAPTER TWO LITERATURE REVIEW AND CONCEPTUAL FRAMEWORK 2. 0 Introduction 2. 1 Employee Turnover Intention 2. 2 Theoretical Review 2.

Category: Savings


New Amex Offers Including 20% Hotels.com Offer!

New Amex Offers are here and they include such things as a 20% Hotels. com offer and Universal vacation package savings! Check them out here! Running with Miles does not have direct links to credit cards. If you would like to help support the site with your applications, please check out the links on this page for offers. A new week and a few new Amex Offers to help you with your point earning/money saving this week! Here is what I found in my account this morning! New Amex Offers Getting the Offers Log in to your American Express account and scroll down to the bottom.

Category: Savings


First Bank | Your Community Bank Since 1935

As part of our enhanced security program, you are required to validate your identity by delivering a Secure Access Code to a telephone number stored within First Bancorp's Online Banking system. You will then be given the opportunity to register the computer for future use. * Enter your User ID and click Login. On the following pages you'll be asked to enter your Password and validate your identity. To validate your identity and be given the opportunity to register your computer, you will need to receive and enter a Secure Access code.

Category: Savings


Daylight Saving ends in USA and Canada Nov 6

On Sunday, November 6, 2011, many Americans and Canadians end daylight saving time (DST) at 2am (02:00) local time. Mexico’s northern border cities will also end DST at the same time as the USA and Canada. Canadians turn their clocks November 6, 2011Many Americans and Canadians will turn their clocks back by one hour on Sunday, November 6, 2011. ©iStockphoto. com/r3belThe rest of Mexico will end DST one week earlier. Clocks fall backMany Americans and Canadians will set their clocks back one hour to standard time from 2am (02:00) to 1am (01:00) local time on the first Sunday in November.

Category: Savings


Registered Education Savings Plans (RESPs)

Home »Tax planning guide »Section 2 – Individuals »Registered Education Savings Plans (RESPs) An RESP is a type of trust through which you can save for a child’s education. If you make contributions to such a plan, the amounts are not tax deductible, but the major advantage is that earnings accumulate on a tax-deferred basis. Also, when the funds are finally paid out to the child, the accumulated income earned in the plan (such as dividends or interest) is taxed in your child’s hands at his or her lower tax rate. RESPs are often set up as family plans.

Category: Savings


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